Has been in business serving the local community since 1953.

Is a two-time Malcolm Baldridge National Quality Award winner, the only presidential award for performance excellence.

Has been voted as the “Best Bank” by our members and community and “Best Companies to Work for in Colorado” by our employees.

Promotes a safe and inclusive environment where people express themselves openly and have opportunities to grow.

Recognizes and rewards people who make every person feel welcomed, valued, respected and heard.

Has a highly-engaged workforce committed to innovation, continuous improvement, and collaboration.

Understands when our employees thrive, our members and community thrive too.

Is dedicated to consistently providing amazing experiences and creating raving fans.



What’s in it for you:




A leadership team that strives to make this the best place you’ve ever worked!

Ample opportunity to learn, develop and grow. We offer access to LinkedIn Learning, career and leadership development programs, job shadowing, a mentor program, and tuition reimbursement.

A highly-competitive total rewards package with 4 weeks paid time off, work anniversary paid time off, and 11 paid holidays.

Support in giving back to our community with 16 hours of paid volunteer time off.

A wellness-focused environment that encourages and empowers you to invest in your work-life balance, health and wellbeing.

A strong Employee Assistance Program, offering a variety of personal and professional resources.

A high-performance culture where you can be proud of your contributions and what we are able to achieve as a team.

A place where your voice can be heard and your work will have an impact.





The Mortgage Loan Underwriter III is responsible for providing prompt, accurate, and courteous service to all staff. Maintains a professional attitude and takes personal ownership of resolving problems and creating financial solutions. Responsible for creating consistency in lending decisions through coaching, reviewing loans, development/implementation of lending policies and procedures, and training as necessary to accomplish organizational lending goals. This position must demonstrate a strong commitment to increasing member value and achieving organizational goals through coaching co-workers, member education, service, and sales. Ensures credit process, policies, and activities fall within the parameters of Federal, State, and policies and standards. Adheres to all applicable Federal and State laws and regulations governing the Credit Union.




Essential Functions include:


Assists co-workers with developing sound credit decisions based on policy and procedure, and offering financial solutions to the membership.

Monitors and responds to various incoming loan queues on a continuous and timely manner.

Decisions loan approvals/denials according to agreed upon Service Level Agreements and in compliance with standards set by regulatory agencies, investors, and Credit Union policies and procedures.

Demonstrate prudent judgment and decision making with risk/reward balance for Fannie Mae, Freddie Mac, various investor, and portfolio loan products.

Maintain excellent production quality.

Assists the management team in creating, supporting, and promoting Credit Union policies, objectives and programs

Acts in a team lead capacity and as a backup to the Mortgage Underwriting Manager.

Adheres to all applicable Federal and State laws and regulations governing the Credit Union, including the Bank Secrecy Act (BSA).



Reports to:


Underwriting Manager






This role does not have supervisory responsibility




Required Competencies:


Managing Work (includes Time Management), Work Standards, Decision Making, Adaptability, Energy, Building Customer Loyalty, Collaborating




Required Education and Experience:


Equivalent to a four-year college degree or equivalent work experience required

Minimum of five years mortgage loan underwriting experience required

Advanced knowledge of lending operations and processes required for Fannie Mae, Freddie Mac, various investor, and portfolio loan products

Strong analytical skills including advanced, complex income tax analysis along with asset and liability analysis

Solid understanding of collateral requirements including non-conforming properties and non-warrantable condos

Has established credit policy exception lending authority

Working knowledge of laws and regulations pertaining to consumer lending practices

Basic MS Office skills